This card is made with a free online image from Dearie Dolls Digi Stamps:  http://deariedollsdigis.blog.com .  I really LOVE her site.  She has some AWESOME images and they're all free.  This particular image is called Dearie-Dolls-Boy-with-Frogs.png. 
 For me, I found that the best way to color my online images is with the Koh-I-Noor Woodless Colour Pencils (Available at Michaels Craft Store).  The first time I colored an online image, I noticed the black lines that make up the image faded a little.  So after I color the image I put it back through the printer a second time and the image just pops!  Then I cut the image down to the size I need for the card.
The saying "Have a Hoppin' Happy Birthday..." around the edge was done in my Print Shop 6.0 card program (Love it!).  The red background paper is embossed with an embossing folder.  The little boy image is mounted on a piece of blue and white gingham background paper.  The large frog is a sticker that I purchased at a craft store.

I just love this image of a little boy climbing up into his tree house. I was raised with mostly boys in my family, and mostly boys in my neighborhood, so I did all the things the boys did too, so this image takes me back a few years.  Oh the joys of childhood!
This is a free online image from http://www.activity-sheets.com.
There are tons of wonderful images on this site.
I always color online images with my Koh-I-Noor colored pencils.  If you use markers on these images the printer ink tends to bleed.  These are the BEST colored pencils I've ever seen, as they have a very soft lead and color very nicely.
The HAPPY BIRTHDAY on the right side of the card was done in my Printshop 6.0 card program.

Here's the site for this free image:
http://www.my-coloring-pages.com/summer-coloring-pages/gallery/image/boy-in-his-treehouse/

I wanted to get this post in before the day is over.  I made this card for a little 8 year old girl at my church.
From the background up, this was a free-online decoupage sheet.  I raised up the saying, the flower and the two little bows.
The Happy Birthday is a "1995 Annette Allen Watkins #A1129 Happy Birthday" stamp.  It is one of my favorite Happy Birthday stamps because it is cute, little, and it fits into smaller areas than a lot of other HB stamps.

EMBEDDED EMBOSSING:

This is the first time I've used this particular technique and I LOVE the way it turned out.  I glued the circles onto my yellow card stock and then ran it through my Cuddlebug Birthday Embossing Folder.  It is very important that you bring the glue to the very edge of each circle, or it will lift and won't look as nice.  

My friend Sue is a quilter, so I made this card for her birthday.  
The sewing machine is a free online image.  I added some quilt background paper on the left, some Spellbinder die layers, a saying, and some ribbon.

This is the inside of Sue's birthday card.

Oh, by the way, Sammy was beloved dog!  

I just finished this card today for another little girl at church.
I used my "Scrap Layering" technique on the bottom layer.  My base card is a dark blue.  I glued small pieces of scrap floral background paper onto the base card all around the edges, and then added the blue floral background on top of that.  The blue floral background was run through a Sizzix embossing folder and then I ran some sand paper over the flowers which brought out the light blue core color of the paper.  The ovals were cut with Spellbinder's dies, as was the Happy Birthday ribbon banner.  The angel is a free decoupage from online which has four layers to it.

This is a card I made for a little boy at my church.

I used a free online image that I colored with my markers.  I drew in the sidewalk and added dots on it.  The grass has been punched with a Martha Stewart's grass punch.  The clouds were hand cut, inked on the edges, and then run through my Spellbinder's Swiss Dots embossing folder.

Another card for a little girl at my church.  I simply punched out several heart shapes and made flowers with them.  I also cut a couple of the hearts in half to make the leaves on the stems.  I had cut and crimped the stems.  
The center of the flower contains another little punched flower and a green bling.
I always keep an unused pencil eraser on hand, which I used to make polka dots with.  Then I added some glitter to the center of each dot.
A small Happy Birthday was added to the bottom right.

My friend Sue's little dog, Sammy, just passed away.  Sammy was a sweet little dog and he will be missed!

I wish I had taken a photo of the back of this card as there is a little dog with this huge bone in his mouth.  Sammy was a Maltese and was not a very big dog - he only weighed a few pounds.  I was at Sue's house one day when Sammy came into the room with this BIG bone he had found outside in the back yard.  Sue doesn't even know where the bone came from.  Sammy was just prancing around the house with this huge bone in his mouth.  He was sooooo proud of that bone!  It was such a cute thing to see!

This is the inside of the "Sammy Sympathy Card".

This is the birthday card I made for my son Corey's 39th birthday.  
Wow I can't believe he's 39 already - where did all the years go?????

HAPPY BIRTHDAY, COREY - I LOVE YOU!!!

I tucked a gift card in the pocket!

A little girl from my church just turned 11 and I made this card for her.  
The awning is done with little pieces of paper that I cut and glued on top.  I added some little cut-out cupcakes that were from a clear-stamp set from Michaels Craft Store.  Unfortunately I don't keep the names of everything as I don't have room to store all the extra pieces of paper - I have a very small stamp room and it is pretty packed in!  I am blessed, though, to have just enough room for two people to make cards, which is nice!  I have a box that I store my clear stamps in and it's almost full now too.  Oh what to do!
I added another piece of paper at the bottom which I trimmed with my edge trimmer.  I believe the trimmer is made by EK Success.  It doesn't actually have a name on it, but it looks like all the other EK Success trimmers I have.
The "Happy Birthday Hailey!" was done in my Printshop 6.0 card program and the font is LuvCountryArt.  After cutting the piece of paper for the saying I ran it through my Swiss Dots Cuttlebug Folder and colored each dot pink.
As a last thought, I added some little purple dots behind the cupcakes and a little purple ribbon to the bottom of the card.

My sweet little granddaughter just turned 15!  I can't believe it!  She's such a beautiful young lady - inside and out!  
She wanted me to make her a card with zebra and leopard animal prints, lots of bling, and glitter.  I thought: wow, what in the world will I make with zebra and leopard animal prints on the same card???  Well, this is what I came up with.  She loved it and I was pretty pleased with it myself!  :)
The flowers were from a clear-stamp set from Michael's Craft Store.  I stamped the images onto leopard and zebra BG paper, colored the pink ones, cut them all out, glittered around the edges of each one, and added a little clear bling to each center.  The white background (BG) was done with my Swiss Dot Cuttlebug Folder and I colored each dot pink.
The stem in the BG is actually stamped with 3 clear stamps from Close to My Heart #C1397.  This is a very cute set.  There are 9 flowers, 4 stems, several leaves, and two sayings in the set.  

Here are a couple that I've been working on for the kids at church:

And this one went to my friend Phyllis for her birthday...I call her the "Big Pill"...Don't know why, other than she's a pill...LOL!  Actually, she's an AWESOME friend! I'm blessed to have her in my life!  
This little card I tri-folded, added some Spellbinders hearts, a couple of EK Success butterflies, some BG  paper, and a bow.  Pretty simple card.  Also, after I photographed this card I rounded the corners on the two inner flaps that meet under the heart as it softened the look of the card.

A cute little crown card for a sweet little girl!  I simply drew out the crown on a piece of card stock, cut out a card, covered it with BG paper and added some little flowers and a saying.

I made this card for a friend of mine who just lost one of her very best friends.  They were friends for something like 40+ years!  Long time!
And, guess what her favorite color is...you guessed it...GREEN!!!